Texas Paycheck Calculator
Calculate your exact Texas take-home pay for 2026. Texas has no state income tax — your only paycheck deductions are federal income tax, Social Security (6.2%), and Medicare (1.45%). Enter your salary or hourly rate below for a complete per-paycheck breakdown. Free, instant, no signup.
Texas has no state income tax. Uses 2026 IRS federal tax brackets and standard deductions. Estimate only — consult a tax professional for payroll advice.
Texas Paycheck Calculator — How It Works
Texas is one of nine US states with no state income tax; the Texas Comptroller is the primary Texas state tax authority. This means your paycheck deductions are limited to federal income tax (using 2026 IRS progressive brackets; validate withholding with the IRS withholding estimator), Social Security at 6.2% on wages up to $176,100, and Medicare at 1.45% on all wages. There is no Texas state withholding, no Texas SDI, and no Texas SUI deducted from employee paychecks. This calculator applies all 2026 federal rules to give you a precise Texas take-home pay estimate for any salary or hourly wage.
How to Calculate Your Texas Paycheck
Texas Paycheck Calculator FAQ
Does Texas have state income tax?
No. Texas has no personal state income tax and is prohibited from imposing one by Article 8, Section 24 of the Texas Constitution, which was strengthened by Proposition 4 approved by voters in 2019. Texas is one of nine US states with no state income tax. This means Texas employees only have federal income tax, Social Security, and Medicare deducted from each paycheck — no state tax withholding at all.
How much is taken out of a Texas paycheck for $75,000 salary?
For a single filer earning $75,000/year in Texas with no pre-tax deductions: federal taxable income = $75,000 − $15,000 = $60,000. Federal tax ≈ $8,206 ($1,192.50 at 10% + $4,386 at 12% + $2,527.50 at 22%). Social Security = $4,650. Medicare = $1,087.50. Total deductions ≈ $13,943. Net annual take-home ≈ $61,057 ($5,088/month). Texas state tax = $0.
What is Texas's minimum wage in 2026?
Texas's minimum wage in 2026 is $7.25 per hour — the same as the federal minimum wage. Texas has not enacted a higher state minimum wage, so the federal floor applies. Many Texas employers, particularly in the Dallas-Fort Worth, Houston, Austin, and San Antonio metro areas, pay significantly above this floor due to labor market competition. Texas tipped employees may be paid a base of $2.13/hour if tips bring total pay to at least $7.25/hour.
How does Texas compare to California for take-home pay?
Texas workers keep significantly more of their paycheck than California workers at the same income level. On a $100,000 salary, a California single filer pays roughly $6,600–$7,200 in California state income tax (6% to 9.3% brackets after the $5,202 standard deduction), while a Texas worker pays $0 in state income tax. Over a career, this difference can amount to hundreds of thousands of dollars — one of the key reasons Texas has seen large population inflows from California, New York, and other high-tax states.
Does Texas have any payroll taxes besides federal?
Texas has no employee-side payroll taxes beyond federal withholding. However, Texas employers do pay state unemployment insurance (SUI/SUTA) tax on employee wages — this is an employer cost, not an employee deduction, so it does not appear on your paycheck. Texas also has no state disability insurance (SDI) tax. Your Texas paycheck deductions are limited to: federal income tax, Social Security (6.2%), Medicare (1.45%), and any voluntary pre-tax elections like 401(k) or health insurance.